• Lorraine Spiotta

I sincerely wish you happiness, good health, and success in the upcoming year. May the light of the moon illuminate your paths and guide you always! Wishing a Happy Chinese New Year of the OX 2021 from the Hospice of New Jersey family to yours.


If you have any questions or concerns please click the button below.

Looking forward to working with your during the Year of the Ox!



Many people find it difficult to understand the differences between Medicare and Medicaid especially for adult children. If you have not had the experience of using Medicare or Medicaid it is confusing to understand. Lorraine explains simply the difference in this video and further explains Medicare and Medicaid in her book, "Keysolutions for Caregivers."







Click here to contact me today to order my book or schedule a FREE consultation.


I offer FREE consultations in person or virtually. I look forward to helping your loved ones age independently with dignity.

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Guiding Your Enthusiasm for Independence (732) 651-1495

© 2021 by Lorraine Spiotta Insurance Consultant

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